Introduction of plastic money such as credit cards has not just brought ease to life. It has become a threat as these cards can easily become targets of scams, frauds, phishing and other attacks.

Payment Card Industry has therefore launched a standard to help protect from security breaches. Payment Card Industry Data Security Standard (PCI DSS) is a comprehensive set of requirements for enhancing the payment of account data. The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures to help organizations proactively protect customer account data.
These requirements are for organizations that work with plastic card industry such as banks, financial institutions and organizations that provide online transaction facilities.